Bronx Bankruptcy Lawyer
Bankruptcy is nothing to be ashamed of. In fact, it’s a great law, especially when you are badly overextended with your credit cards. When the process is over you either get a fresh start – debts are discharged in Chapter 7 – or you enter into a payment plan under Chapter 13 which can make your life much more manageable. Let the LawDoctor help you decide whether to file under Chapter 7 or Chapter 13.
Filing for bankruptcy protection does not mean you must lose your house or your car. You can also stop worrying about how you are going to put food on the table because of the massive amount of money you’re spending trying to make minimum payments on your credit cards. Getting rid of those payments alone will ease your financial burden.
Plus, those annoying calls from debt collectors will come to a full stop immediately upon filing the bankruptcy petition. In other words, stick it to them.
You will need to gather up some financial records before we start: Two recent months of paystubs (if you’re unemployed or on disability, provide proof); six months of bank statements; two years of tax returns; if you own a home, copies of your deed and most recent mortgage statements. And of course, information on your debts, as well as your household expenses. The LawDoctor has a simple form you can use in order to provide this information.